Blog Post What Does Rent A Car Insurance Do? Rent a car insurance is a type of insurance for commercial vehicles. While covering the damages to your own vehicle in the event of a possible accident, the coverage differs according to the policy. The amount of payment per accident varies according to Rent A Car insurance guarantees. What is the Difference Between Motor Vehicle and Traffic Insurance? Kasko makes the material damages of your own vehicle and the payment of moral compensation in case of possible accident or damage. It is a kind of warranty service. Compulsory traffic insurance, on the other hand, pays to compensate for the victimization of the vehicle on the other side in case of a bilateral accident. What is the Difference of Rent a Car Insurance? Rent a car insurance is more costly than individual insurance. The reason for this is that the risk is higher as the vehicle user is not fixed. As with rent a car insurance and individual insurance, variable coverage fees are applied for accidents, material and moral damages in policies. Rent a car insurance is a private insurance for car rental companies. According to the policy, exemption fees are between 3% and 5%. Since the exemption fees vary according to the policy, we will not be responsible for the financial liability differences that may arise from the difference in the exemption fees. According to our policy, 300 Euros is requested from the guest for each accident. What Conditions are Required for the Insurance to be Valid? 1) The user must have a driver's license and the driver's license must not be unusable due to any penalties. 2) The driver must not be under the influence of alcohol or any stimulant or drug, and this must be confirmed by a medical report. 3) The person whose name is written in the car rental contract and who makes the car rental process must be driving the vehicle. No other person should use it. 4) Accident report should be kept, and when necessary, gendarmerie and police accident report should be kept. What are the Drawbacks of Making Special Insurance for Rent a Car Vehicles? Insurance policy premiums in motor insurance transactions are determined according to the risks and the policy is issued to the vehicle upon the declaration of individual customers. The risk ratio differences between the private vehicle and the rent a car vehicle also change the risk multipliers used in the insurance premium calculation. In the event that a private vehicle insurance is made for the vehicle to be used for rent a car purposes and the vehicle is involved in an accident in such a way that the automobile insurance will be activated, the insurer's liability to pay damages is eliminated when this situation occurs during the investigation phase. The reason is that the insured gains unfairly, knowingly or unknowingly, by making incomplete or incorrect notification to the insurer. In case of major damages or total damages to be incurred by vehicles with special automobile insurance; If the license holder of the vehicle is real persons, the person himself or his first degree relatives, if the license holder is the company, the owner and employees of the vehicle are not the driver of the vehicle involved in the accident, the damage file goes to the examination. The insurer is not obliged to pay damages if the examination reveals that the vehicle was used as a rental vehicle through proof. If the conditions are fulfilled in the policies with rent a car insurance, such a situation is not in question.